Commercial Auto for Contractors in Stuart, FL

Commercial auto insurance is designed specifically for business vehicles. For contractors, this means coverage tailored to the unique needs of their work vehicles. These policies can provide coverage for various scenarios that personal auto insurance might not cover.

This type of insurance can also provide coverage for multiple drivers, which is particularly beneficial for contractors who employ a team. This flexibility helps ensure that all authorized drivers are covered while operating the business vehicle, reducing the risk of financial strain in case of an accident.

Is It Required?

Florida’s commercial auto insurance requirements include trucks, vans and other vehicles that contractors might use to transport tools, materials or employees to job sites. The state has established minimum liability limits that must be met to comply with the law. These limits are intended to cover potential third-party damage and injuries that could occur in an at-fault accident involving a commercial vehicle.

Your agent may also recommend physical damage coverage, including comprehensive and collision coverage, which can help pay to repair or replace the vehicle after a covered accident or incident, regardless of fault.

Learn More

Contact First Choice Insurance Solutions Inc to compare commercial auto insurance quotes. Our team can help tailor commercial auto insurance coverage to meet your company’s unique requirements.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.